When advising clients our guiding principle is to act consistent with what the client would do if they knew everything about investing.

The Northwest Quadrant Way

We seek to ascertain the motivating purpose behind our client’s investment objectives, enabling us to individually tailor portfolios to achieve each client’s goals. We examine each client’s true tolerance for risk, investment time horizon, income needs, and special considerations. We then devise a portfolio capable of both realizing future goals and fulfilling the purpose for which the money is being invested.

Our portfolios are built around the principle of actively managing passive investments. We believe in owning the right assets in the right proportions, based upon the individual needs, goals, and aspirations of each specific client. We understand that different proportions of assets drive different outcomes and work painstakingly to create portfolios that implement each client’s needs.

The continuous appraisal and ongoing evaluation of each and every portfolio is the underpinning of everything we do as asset managers. Ever-evolving markets and changing client circumstances make regular communication, an ongoing dialogue, and periodic adjustments to the composition of our portfolios all critical components of our services. As asset-weightings deviate from our initially contemplated positions, we systematically rebalance to bring our portfolios back in line with the client’s initial objectives.

We believe in low-cost index investing. Keeping underlying costs low drives additional positive performance of a portfolio over time. We also believe in transparent fees as an imperative to a relationship contingent on trust.

The asset allocation decision is the main driver of any portfolio’s return. The most important aspect of our relationship with our clients is truly deciphering the client’s risk-tolerance. We seek to balance the aspirations of growth with the necessity of capital preservation in individually tailoring portfolios that align with the expectations of our clients.

The maximization of returns is highly contingent on the individual client’s tax situation, and as such, tax-efficiency is an essential criteria of our investment strategy. Annual tax-loss harvesting, avoidance of unnecessary capital gains distributions, and insightful “asset location” decisions are important pillars of our services.

The Northwest Quadrant Way

Establish Objectives

We seek to ascertain the motivating purpose behind our client’s investment objectives, enabling us to individually tailor portfolios to achieve each client’s goals. We examine each client’s true tolerance for risk, investment time horizon, income needs, and special considerations. We then devise a portfolio capable of both realizing future goals and fulfilling the purpose for which the money is being invested.

Create and Implement

Our portfolios are built around the principle of actively managing passive investments. We believe in owning the right assets in the right proportions, based upon the individual needs, goals, and aspirations of each specific client. We understand that different proportions of assets drive different outcomes and work painstakingly to create portfolios that implement each client’s needs.

Continuously Monitor

The continuous appraisal and ongoing evaluation of each and every portfolio is the underpinning of everything we do as asset managers. Ever-evolving markets and changing client circumstances make regular communication, an ongoing dialogue, and periodic adjustments to the composition of our portfolios all critical components of our services. As asset-weightings deviate from our initially contemplated positions, we systematically rebalance to bring our portfolios back in line with the client’s initial objectives.

Low Cost

We believe in low-cost index investing. Keeping underlying costs low drives additional positive performance of a portfolio over time. We also believe in transparent fees as an imperative to a relationship contingent on trust.

Maximizing Risk Adjusted Returns

The asset allocation decision is the main driver of any portfolio’s return. The most important aspect of our relationship with our clients is truly deciphering the client’s risk-tolerance. We seek to balance the aspirations of growth with the necessity of capital preservation in individually tailoring portfolios that align with the expectations of our clients.

Tax Efficient

The maximization of returns is highly contingent on the individual client’s tax situation, and as such, tax-efficiency is an essential criteria of our investment strategy. Annual tax-loss harvesting, avoidance of unnecessary capital gains distributions, and insightful “asset location” decisions are important pillars of our services.

Are you ready to make the next step?

Contact us today.

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Legal Notice

Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Northwest Quadrant Wealth Management, a registered investment advisor and separate entity from LPL Financial.

The LPL Financial registered representatives associated with this page may only discuss and/or transact business with residents of the following states: AK, AZ, CA, CO, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MS, MT, NH, NM, NV, NY, NC, OR, SD, TX, UT, VA and WA; and investment advisory licensed in AZ, CA, CT, ID, IL, IN, MT, NV, OR, VA and WA; and insurance licensed in AK, CA, OR and WA.

A broker/dealer, investment advisor, BD agent or IA rep may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state’s broker/dealer, investment advisor or BD agent or IA rep requirements; and follow up, individualized responses to consumers in a particular state by broker/dealer investment advisor, BD agent or IA rep that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, shall not be made without first complying with the state’s broker/dealer, investment advisor, BD agent or IA rep requirements, or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker/dealer, investment advisor BD agent or IA rep, please do not hesitate to contact your state securities law administrator. Please check us on FINRA Broker Dealer check.

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